Students
Worry about your exams, not your health.
All international students in Canada must have health insurance. In provinces where international students are not covered under provincial health care plans, students must arrange for private health insurance coverage.
International Student insurance provides medical coverage for students from abroad studying full-time in Canada. It features additional benefits that are not found in a travel medical plan, such as annual general check-ups and emergency psychiatric treatment.
The Petro-Points Insurance Services International Student Plan
Planning to Study in Canada? Get your quote now! 
Read the Policy
(PDF 824 KB)
This plan provides essential medical and health insurance for students from abroad studying full-time in Canada, with an overall coverage limit of $1,000,000 per person per policy.
Basic Medical Benefits
- Hospital benefits: up to overall coverage limit
- Medical, surgical and diagnostic benefits: up to overall coverage limit (except limit of $10,000 on private duty nursing)
- Ground ambulance: up to overall coverage limit
- Emergency air ambulance transportation when approved in advance by the insurer; up to overall coverage limit
Extended Medical Benefits
- One general check-up in a 12 month period: up to $100 (180 days coverage must be purchased)
- Prescription drugs when prescribed for an emergency: to a limit of a 30-day supply
- Specialists (speech therapist, physiotherapist, chiropractor, chiropodist, osteopath, naturopath, acupuncturist or podiatrist) when deemed essential by the attending physician; to a maximum of $500 per policy per practitioner
- Psychiatric treatment on an emergency basis: up to $10,000 inpatient or $1,000 outpatient
- Trauma counseling within 90 days following a covered loss: up to six counseling sessions
- Psychologist; up to $500 for outpatient consultations
- One eye examination within a 12-month period: up to $60 (180 days coverage must be purchased)
- Maternity coverage: up to $1,000 for emergency or non-emergency treatment; excludes childbirth and voluntary termination. Pregnancy must commence after the effective date and no benefits are payable within nine weeks of the expected delivery date.
- Accidental dental treatment up to $4,000
- Emergency non-accidental dental treatment: up to $600 (180 days coverage must be purchased)
- Extraction of impacted wisdom teeth: up to $100 per tooth
Transportation Benefits
- Family transportation to the insured’s bedside when deemed necessary by the attending physician; up to $5,000
- Early return to country of origin when deemed necessary by the attending physician; up to $5,000
Accident & Death Benefits
- Repatriation of remains: up to $10,000
- Burial or cremation at place of death: up to $5,000
- Accidental death and dismemberment insurance: up to $15,000
- Air flight/common carrier accident insurance: up to $100,000
Planning to Study in Canada? Get your quote now!
Why buy a Canadian product
Hospital room charges in Canada have risen to over $3,000 a day in some cases, and a major medical incident could easily cost over $150,000. Many international student health insurance plans provided from companies outside Canada do not provide enough coverage to match these costs.
Note: this is a summary only; the formal policy wording provided to each student is the only legally binding description of the coverage. Please see your policy wording for a full list of limitations and exclusions.
Petro-Points Insurance Services International Student Plan is provided through:
